This infographic explains some of the most common health insurance terminology, so employees can better understand their coverage.
Workplace wellness programs may not only increase employee morale, but also reap a positive return on investment for employers. Although Work Wellness programs are often expensive, there are ways employers can make positive changes for little or no cost.
The following are low-cost strategies that encourage healthy eating:
Below are tips for encouraging employees to practice portion control:
Consider the following tips to support nursing mothers in workplace:
The following are low-cost wellness activities that promote physical activity:
The following tips can help improve overall employee well-being:
Consider the following tactics to curb smoking at your workplace:
By considering the strategies above, you can implement low-cost wellness activities at your workplace. For help setting up one of these initiatives, contact The Unland Companies.
Forty-five percent of Americans don’t have a primary care doctor, according to the Kaiser Family Foundation. Considering how important an annual doctor visit is to an employee’s health, this statistic is alarming. Remind employees of the benefits they can reap from scheduling one today.
New research reveals the current consumer sentiment surrounding identity crime threats. We Divide Identity Crimes into three distinct areas:
As a leader in identity protection partnerships, we break down these findings to uncover the best practices for implementing your own value-add identity protection program.
It was a record year for fraud in 2016. According to Javelin Strategy & Research, 35.2 million Americans fell victim to an identity crime. That’s a new identity crime victim every second. Of particular importance was the peak in overall fraud incidence rates, which affected 15.4 million consumers. While progress has been made in the fight against identity crimes; including the introduction of EMV technology – these efforts have simply redirected criminals to other fraud methods.
The rise of identity crimes can be attributed to three primary drivers:
In recent years, proactive fraud prevention measures have taken the spotlight, with EMV being the poster child of these efforts. While EMV aims to keep payment cards safe from skimming and cloning (the theft and fraudulent use of card data), this nation-wide effort only diverted criminals to other methods. Soon after the U.S. rollout of EMV, new account fraud (identity theft) and account takeover rates began to rise. In 2016, new account fraud losses topped $3.6 billion. Both crimes take far longer and are far costlier to repair than credit or checking account fraud.
Almost a quarter of our respondents have had their phone, wallet or laptop stolen and 17.7% of them were unable to recover their stolen device. And it’s no surprise, that 27% of consumers have already been the victim of identity theft. Data shows 74% worry their personal information will be compromised. The truth of the matter is that once information is out of their control, it’s gone forever. A single year of post breach identity protection does little to safeguard consumers. 46% of all identity theft victims were victimized multiple times – 15% experienced it three or more times. These individuals needed comprehensive, long-term protection.
Independent identity theft resolution, without the help of an identity protection service provider, requires numerous parties to be involved in clearing the victim’s name. On average victims dedicate 18 hours resolving the crime.
Trusted providers must step in where breach solutions fall short. While consumer preferences say “protect me,” their actions often fall short due to a lack of viable sources. Many of these users receive complimentary post-breach services. These services can often be riddled with problems and lackluster customer service, as breached companies have little time or capital to invest into superior protection products.
Still, consumers want identity protection – just the right kind. More than half of consumers believe identity protection is important, but want to receive it as a benefit from a trusted provider. The need for superior protection presents a major opportunity for companies with existing relationships. Promoting an identity protection program can ignite engagement, loyalty and satisfaction
Seven Best Practices for Launching an Effective Identity Theft Protection Program
As criminals evolve, with the rise in technology and the birth of the connected consumer, identity theft protection must evolve as well.
The consumer data in the EZShield 2017 Identity Crime Report is based on information collected in a random sample of 1,203 individuals. This research consisted of an online quantitative survey conducted on August 22, 2016. Respondents were over the age of 18 with varying household income levels and resided in the United States.
At EZShield, we have a multitude of products to protect against identity crimes. We’re proud to exemplify the program best practices as the leader in identity protection partnerships. Our award-winning products are trusted by more than 15 million consumers and small businesses through a network of over 2,000 trusted partners. Our success lies in the comprehensive, partner-focused approach we take. From our always serving, never selling customer service appeal to our expert strategy insights and analysis – EZShield can help propel your organization’s identity protection program to new heights.
To experience the partner difference for yourself, speak to a representative today.
Talk to your The Unland Companies representative to learn how to better manage workers compensation costs.
It costs nearly 20 percent of an employee’s annual salary to replace a current employee. If you are experiencing high turnover, chances are you are experiencing high losses as well. The costs of reviewing applications, processing candidates, conducting interviews, training and purchasing equipment for new hires aren’t only monetary—they also cost time and lost productivity.
Given the high cost of losing an employee, retention should be a top priority for every organization. If you do not already have a retention strategy, now is the time to make one. The first step in curbing turnover is figuring out why employees are leaving.
Employees leave organizations for a variety of reasons, depending on their unique circumstances. However, there are some common reasons that may help determine the best retention strategy for your organization. Below are some of the most common reasons employees leave:
Retention strategies are not universal. It is possible that techniques and strategies that work for some organizations will not work for yours. This means you need to analyze why your employees are leaving and strategize how to combat those reasons.
Exit interviews are a great way to analyze why employees are leaving. During exit interviews, managers ask questions to employees who are on their way out of the company. Questions should be related to the employees’ time with the company, such as what they enjoyed, what they disliked and what prompted their resignation. Exit interviews will only be useful with employees who resign or leave voluntarily, not those who have been terminated.
Depending on the responses from the exit interviews, you can begin crafting a retention strategy. For instance, if a main catalyst for employee turnover is a lack of upward mobility, think about how to change that. It could mean creating new roles or, if roles already exist, making a clear guide for career pathing at the organization.
Creating a retention strategy does not need to be solely reactive. Consider creating a survey to gauge employee satisfaction with the company. Include questions about what people like and what they do not like about their job.
There is no hard and fast rule for successful employee retention. Creating a retention strategy for your organization requires you to analyze both your company and its industry. Contact The Unland Companies for more information on retention and for materials to help you craft your strategy.
For the unprepared, workers’ compensation (WC) issues can be both confusing and costly. Fortunately for employers, there are ways to actively engage WC issues to influence their outcomes.
Through management controls and active involvement in the WC process, your organization can effectively influence related costs. To do so you will have to establish a number of your own processes that guide decision making throughout your organization.
Through management controls and active involvement in the WC process, your organization can effectively influence-related costs. To do so you will have to establish a number of your own processes that guide decision making throughout your organization.
Areas requiring WC management can be divided into three main categories. These categories include facets that may range from the simple to the complex, but as a whole, address vital issues that can negatively influence WC costs in your company.
Simply put, reducing claims reduces costs. Establishing a safety-minded culture throughout every level of your company is essential to keeping workers injury-free. However, establishing such a culture isn’t an overnight solution. To be successful, an ongoing commitment to safety must be made. Such a commitment must be supported by management and given the necessary resources to succeed.
Developing comprehensive safety policies for employees builds a firm foundation for your safety culture to grow. Such policies also encourage OSHA compliance, further improving your safety efforts while helping you avoid costly fines.
Unfortunately, even with all the right programs in place, it is still possible for accidents to happen. When a workplace incident occurs, how you respond can greatly influence the outcome of the claim. Prompt claim reporting is essential to keeping costs down. It is also important to have a designated injury management coordinator, someone who can supervise open claims and work with both employees and medical personnel to facilitate the timely recovery.
The longer an employee is out of work the more expensive his or her claim will be. Return-to-work programs that allow injured employees to come back to work at a limited capacity during the recovery process are one of the most effective tools business owners have to reduce the severity of a claim.
Insurers use what is known as an experience modification factor, or mod, to calculate the premiums you pay for workers’ compensation coverage. By managing your exposures and promoting safety it is possible to manage your mod and decrease your premium rates.
Like a good safety program, controlling your mod is an ongoing process. To reap the benefits of lower premiums you will have to keep in regular contact with your insurance provider to ensure they have the most accurate data to use in their calculations.
Talk to your The Unland Companies representative to learn how to better manage workers compensation costs.
When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, fines and serious financial losses. In order for organizations to truly protect themselves from cyber risks, corporate boards must play an active role and ask 5 main questions.
Learn about the 5 cyber risk questions every board should ask and how cyber insurance may benefit your organization.
Download the newsletter: Cyber Risks & Liabilities Newsletter
In a severe weather emergency, all employees should be aware of their responsibilities and the actions they should take to protect themselves and others.
Learn about general safety practices and ways to make you and your loved ones safe this winter by using our comprehensive guide.
Download Here: Be Prepared: Severe Weather Guide
Use this comprehensive guide to outline your company’s telecommuting, or work from home, policy and expectations, and educate your employees on best practices for working from home.
*Please note that this guide requires extensive customization to reflect your organization’s policies on telecommuting.
Download here: Employee Work From Home Guide
This toolkit explores successful recruiting techniques and suggests best practices for your organization. Included within are walk-through guides, potential interview questions, sample forms and much more. Download here: HR Toolkit